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Why You Should Consult With an Auto Accident Lawyer Under Florida's no-fault auto insurance law, your own car policy covers damages to property and injuries, unless the negligent driver is not insured. It's important to consult with an attorney in the event of a car accident prior to making a recorded or a written statement to an insurance company. If your case goes to court, both oral and written statements can be used against you. An attorney who has experience is able to prepare and present a case in the most favorable light. Damages There are two kinds of damages the victim could receive following an automobile accident. auto accident attorney flower mound are both economic and non-economic. Economic damages are easily quantifiable losses. They include medical expenses, lost wages and repair costs for vehicles. Non-economic damages, on other hand, are much more difficult to quantify. They could include things like pain and suffering, loss of enjoyment of life and emotional stress. An experienced lawyer for car accidents can help victims claim their maximum amount of compensation. They can also fight to negotiate a fair settlement with the insurance company of the driver who was at blame. If the insurance company is unable to agree to payment, they can go to court. A good lawyer for car accidents must ensure that victims receive compensation for all possible expenses and losses. They can do this by collecting as much evidence as they can at the scene of the accident. They can, for example capture images of the scene of the accident, and collect data from witnesses. This will stop the insurance company from trying to make claims that are not worth the money. Furthermore, a car crash lawyer can assist victims in calculating the full cost of their injuries. This includes the costs of future and past medical treatment, as well any expenses associated with hiring someone to cook or take care of chores if the victim is incapable of doing these tasks. Medical bills Medical bills can quickly pile after a car accident. Even even if you have no-fault insurance or an award from an injury lawsuit but the bills will not go away. You'll need help to pay them now, not later. There are two quick ways to get your medical bills paid by your car insurance and your health insurance. In New York, the former is known as Med Pay and covers the first medical expense in the event of an auto crash, regardless of who was the cause. The latter is typically provided by the state (Medicare) and/or a private insurance plan. You should always go to the doctor after an accident, especially when you're feeling unwell or think your injuries aren't severe. A quick evaluation will ensure that all injuries are properly treated for internal injuries, as well as any external ones. Your visit will also produce a medical record that can be vital in a lawsuit. If these two options have been exhausted, you can use the at-fault driver's liability insurance if their policy is sufficient to compensate for your losses. Keep in mind, though that you'll have to pay your own deductible and copays before you can pay. In the end, you'll receive reimbursement for any accident-related expenses after an acceptable settlement is reached with the at-fault party. This is why it's crucial to keep an eye on all your expenses and any expenditures out of your pocket. Lost wages In addition to medical bills and property damage, a severe accident in the car can result in lost wages. It can be extremely difficult to meet your financial obligations when you are unable to work due injuries sustained in a car crash. You may be forced to rely on your own savings or borrow money from family members until the case is completed. A New York car accident lawyer will review your case to determine whether you have an adequate claim. In the case of a car crash, a judge will award compensatory damages in order to compensate you for the amount you would have made in the event that you weren't injured. Wages, overtime, and benefits are all covered under the term “economic damages.” This payment is meant to restore you to the financial position that you were in prior to the accident. A judge will calculate the amount that you've lost when are unable to work because of your injuries by looking over a letter that confirms the plaintiff's salary or hourly wage and the length of time you were off from work. Other relevant documentation can include bank statements, profit-and-loss reports and tax returns. A lawyer for car accident claims compensation for future earnings that could be lost. This is a difficult aspect of your injuries, and can be difficult to prove. A professional witness will be needed. Suffering and pain A serious car accident may cause medical bills, property damage, and loss of income. Additionally, you may suffer from emotional and psychological trauma. The suffering and pain you suffer is real and deserve to be paid. A lawyer can help get you the compensation you're due. A lawyer can assist you to deal with insurance companies. Since insurance adjusters have their own financial interests at heart and are often trying to deny or minimize your claim. A lawyer in a car accident can help you defend yourself against these tactics and negotiate for the most fair settlement for your damages and losses. While you're recovering from your injuries, you must document all of the expenses and property damage associated with the accident. Included in this document are repair estimates, medical bills and receipts for damaged items. Take photos of your injuries and the scene of the accident. It is best to avoid discussing the incident with anyone other than medical professionals and police officers. An attorney can help identify the person who caused the accident. New York is a “comparative fault” state, which means that the amount of the damages you incur will be lowered by your percentage of responsibility. In some instances the party responsible could be a corporation, city or state agency or the public transportation or sanitation company.